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This path is for wallet-native callers: AI agents and apps that pay per request with USDC (x402 on Base or Solana, MPP on Tempo) instead of an API key and subscription. There is no account and no plan — your wallet is the identity.
The plain /api/v2/… routes are a different access model — API key or session JWT with an active plan. Wallet credentials get 403 wallet_only there. If you want subscriptions instead, see the API Key path.